Fuel Your Business
Growth Today
Unsecured business loans from ₹1 Lakh to ₹5 Crore. Working capital, machinery, expansion — fast approval with minimal documentation.
Business Loan at a Glance
Business Finance for Every Need
From working capital gaps to large-scale expansion — we have the right product.
Working Capital Loan
Cover operational expenses, inventory purchase, vendor payments and cash flow gaps. Quick disbursals with minimal documentation.
Term Loan
Fixed-tenure loan for planned business investments — shop renovation, office setup, capacity expansion. Longer repayment window.
Machinery Finance
Finance purchase of equipment, machinery, and tools for your business. Machinery itself can serve as collateral for better rates.
GST Invoice Financing
Get instant funding against your GST invoices. Ideal for B2B businesses with large receivables. Lenders fund up to 80% of invoice value.
Overdraft / CC Limit
Revolving credit facility — draw and repay as needed. Pay interest only on the amount used. Best for businesses with variable cash flow needs.
MSME / Mudra Loan
Government-backed Pradhan Mantri Mudra Yojana loans for micro and small enterprises. Three tiers: Shishu (₹50K), Kishore (₹5L), Tarun (₹10L).
Who Can Apply?
Sole Proprietor
Sole proprietor with 1+ year business vintage and ₹20L+ annual turnover
Partnership Firm
Registered partnership firm with 2+ year ITR filed and positive net worth
Private Limited Co.
Pvt Ltd or LLP with 2+ years financials, positive EBITDA, and good credit history
Self-Employed Professional
Doctors, CAs, architects, consultants with stable income and 2+ years practice
Eligibility Criteria
Required Documents
KYC (All Directors / Proprietor)
Business Proof
Financial Documents
Business Loan EMI Calculator
Estimate your monthly repayment before applying.
Loan Parameters
Your EMI Summary
Business Loan Questions
Yes. Several lenders offer unsecured business loans up to ₹50 Lakhs – ₹1 Crore based on business turnover, CIBIL score, and cash flow. For higher amounts, collateral (property, machinery, FD) may be required. NBFCs and fintech lenders are generally more flexible than banks on collateral requirements.
Most lenders require a minimum annual turnover of ₹20 Lakhs – ₹40 Lakhs. Banks generally have higher thresholds. NBFCs and digital lenders may approve for ₹10 Lakh+ turnover with strong cash flow and good CIBIL score.
Rates depend on: (1) Business vintage and stability, (2) Annual turnover and profitability, (3) CIBIL score of proprietors/directors, (4) CMR rank for registered businesses, (5) Loan amount and tenure, (6) Whether the loan is secured or unsecured. Better profiles get rates as low as 14%.
Most traditional lenders require 1–2 years of business vintage. Start-ups under 1 year can explore: (1) Mudra Shishu/Kishore loans under PMMY, (2) Stand-Up India scheme, (3) Startup India seed fund, (4) Revenue-based financing from fintech platforms, (5) Loan against a strong personal CIBIL profile.
Many lenders now offer loans purely based on your GST filing history and turnover as reflected in GST returns. No additional income proof is needed. Turnover from GST returns is used to assess eligibility. These are faster to process and ideal for businesses with consistent GST compliance.
Yes. Most business loans allow prepayment after a lock-in period of 6–12 months. Prepayment charges range from 1%–5% of outstanding principal. Banks regulated by RBI cannot charge foreclosure penalties on floating-rate business loans. Check your agreement before prepaying.
Ready to Grow Your Business?
Our business loan specialists match your profile with the best lender within 24 hours.
Business Loan Lending Partners